{"id":15987,"date":"2024-03-11T14:29:59","date_gmt":"2024-03-11T14:29:59","guid":{"rendered":"https:\/\/www.glos.ac.uk\/information\/?post_type=ht_kb&p=15987"},"modified":"2026-01-23T09:15:58","modified_gmt":"2026-01-23T09:15:58","slug":"sfe-undergraduate-pgce-funding","status":"publish","type":"ht_kb","link":"https:\/\/www.glos.ac.uk\/information\/knowledge-base\/sfe-undergraduate-pgce-funding\/","title":{"rendered":"Student Finance England (SFE) – Undergraduate and PGCE funding for courses starting in September 2026"},"content":{"rendered":"\n

The following information is based on the proposed finance package for full-time students who will start an undergraduate course (including courses with an integral foundation year*) or PGCE course in September 2026 and who ordinarily (lawfully) live in England.<\/p>\n\n\n\n

* The UK government has set a tuition fee cap for some integral foundation courses, the tuition fees for years of study after the integral foundation year will be charged at a higher level of \u00a39,790. Contact us for more information.<\/strong><\/p>\n\n\n\n

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View residency eligibility criteria<\/a><\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n

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Contact the Money Advice Team<\/a><\/p>\n\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n<\/section>\n\n\n\n

Student Loans are available for each academic year to help towards living costs and to cover the cost of the Tuition Fees. The Maintenance Loan (also known as the Loan for Living Costs) is split into 3 equal instalments and is paid directly in to the student\u2019s bank account \u2013 one instalment at the beginning of each term in each academic year. The Tuition Fee Loan is paid directly to the University.<\/p>\n\n\n\n

The Tuition Fee Loan is not based on household income. The Maintenance Loan is partially based on taxable household income received in the 2024\/25 tax year.  For most students aged under 25 at the start of the course it will be their parents\u2019 income that is considered for the means-test. This could be both parents if they live in the same household; or, one parent if they live alone; or, parent and partner. Exceptions apply, please see section on Independent \/ Dependent status below. If the student is aged 25 and over, only the partner\u2019s income (if relevant) would be considered for the means-test if both live in the same household.<\/p>\n\n\n\n

Please note that all eligible students would qualify for the non-means tested element of the Maintenance Loan regardless of income. This is \u00a34,013 if living in the parental home whilst studying and \u00a35,048 if living away from the parental home whilst studying (or aged 25 and over, or if assessed as Independent).<\/p>\n\n\n\n

Please note that if a student is employed whilst they study their income is not considered for the means-tested element of the Maintenance Loan. However, unearned income will be \u2013 this includes rental income from property, investments, interest on savings, dividends, etc.<\/p>\n\n\n\n

Table 1: Maintenance Loan if living at the parental home while you study:<\/strong><\/p>\n\n\n\n

Taxable household income for tax year 2024\/25<\/strong><\/td>Maintenance Loan available (based on household income)<\/strong><\/td>Tuition Fee Loan available (not based on household income)<\/strong><\/td><\/tr>
\u00a325,000<\/td>\u00a39,118<\/td>\u00a39,790<\/td><\/tr>
\u00a330,000<\/td>\u00a38,354<\/td>\u00a39,790<\/td><\/tr>
\u00a335,000<\/td>\u00a37,589<\/td>\u00a39,790<\/td><\/tr>
\u00a340,000<\/td>\u00a36,825<\/td>\u00a39,790<\/td><\/tr>
\u00a342,875<\/td>\u00a36,385<\/td>\u00a39,790<\/td><\/tr>
\u00a345,000<\/td>\u00a36,060<\/td>\u00a39,790<\/td><\/tr>
\u00a350,000<\/td>\u00a35,296<\/td>\u00a39,790<\/td><\/tr>
\u00a355,000<\/td>\u00a34,531<\/td>\u00a39,790<\/td><\/tr>
\u00a358,387<\/td>\u00a34,013<\/td>\u00a39,790<\/td><\/tr>
\u00a360,000<\/td>\u00a34,013<\/td>\u00a39,790<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Table 2: Maintenance Loan if living away from the parental home (or aged 25 and over, or if assessed as Independent) while you study:<\/strong><\/p>\n\n\n\n

Taxable household income for tax year 2024\/25<\/strong><\/td>Maintenance Loan available (based on household income)<\/strong><\/td>Tuition Fee Loan available (not based on household income)<\/strong><\/td><\/tr>
\u00a325,000<\/td>\u00a310,830<\/td>\u00a39,790<\/td><\/tr>
\u00a330,000<\/td>\u00a310,058<\/td>\u00a39,790<\/td><\/tr>
\u00a335,000<\/td>\u00a39,285<\/td>\u00a39,790<\/td><\/tr>
\u00a340,000<\/td>\u00a38,512<\/td>\u00a39,790<\/td><\/tr>
\u00a342,875<\/td>\u00a38,068<\/td>\u00a39,790<\/td><\/tr>
\u00a345,000<\/td>\u00a37,739<\/td>\u00a39,790<\/td><\/tr>
\u00a350,000<\/td>\u00a36,967<\/td>\u00a39,790<\/td><\/tr>
\u00a355,000<\/td>\u00a36,194<\/td>\u00a39,790<\/td><\/tr>
\u00a360,000<\/td>\u00a35,421<\/td>\u00a39,790<\/td><\/tr>
\u00a362,410<\/td>\u00a35,048<\/td>\u00a39,790<\/td><\/tr>
\u00a365,000<\/td>\u00a35,048<\/td>\u00a39,790<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Previous study<\/h3>\n\n\n\n

If you have previously studied at level 4 and above this may affect your eligibility to receive funding for a new course.<\/p>\n\n\n\n

Student Finance use the calculation below to determine whether you are still entitled to receive funding \u2013 in particular the Tuition Fee Loan:<\/p>\n\n\n\n

Length in years of the new course, plus one gift year, minus number of years of previous study. This will include partial years of study. For example, if you have previously studied (at UoG or elsewhere for part of or for a full academic year the calculation will be as follows: if the new course is 3 years in length add the gift year = 4 years, minus 1 year of previous study = 3 years of full funding available for the new course.<\/p>\n\n\n\n

Full funding includes the Tuition Fee Loan, Maintenance Loan and Dependents\u2019 Grants (if relevant).<\/p>\n\n\n\n

There are exceptions to this rule and if you have previously studied at level 4 or above for more than 1 year but had to leave the course due to medical or other personal reasons, you can apply for Compelling Personal Reasons (CPR) with Student Finance. A covering letter detailing the medical or personal reasons along with relevant evidence will need to be sent to Student Finance. We can help you with this process.<\/p>\n\n\n\n

Dependent or Independent status<\/h3>\n\n\n\n

To be classed as Independent, you must meet one of the following criteria at the start of the academic year. If your course starts in September 2026, you must meet the eligibility before 1 September 2026.<\/p>\n\n\n\n