{"id":3499,"date":"2021-01-13T15:00:29","date_gmt":"2021-01-13T15:00:29","guid":{"rendered":"https:\/\/www.glos.ac.uk\/information\/?post_type=ht_kb&#038;p=3499"},"modified":"2026-09-29T11:49:51","modified_gmt":"2026-09-29T11:49:51","slug":"student-route-financial-requirements","status":"publish","type":"ht_kb","link":"https:\/\/www.glos.ac.uk\/information\/knowledge-base\/student-route-financial-requirements\/","title":{"rendered":"Student route financial requirements"},"content":{"rendered":"\n<p>When you apply for a Student visa, you may need to show that you have enough money to pay your outstanding tuition fees and support yourself while you study in the UK. UK Visas and Immigration (UKVI) calls this the &#8216;financial requirements&#8217;.<\/p>\n\n\n\n<p>If you are eligible to bring your partner or children with you as dependants, you may also need to show you have additional money for their living costs.<\/p>\n\n\n\n<p>Getting the financial requirement wrong can result in your visa application being refused, so it is important to understand how much money you need, where the money can be held, and how long you need to hold it before applying.<\/p>\n\n\n\n<p class=\"has-green-base-background-color has-background\">The University of Gloucestershire is outside London. You therefore need to use the outside London living-costs when calculating figures explained on this page.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">How much money do I need?<\/h2>\n\n\n\n<p>If you are applying from outside the UK for entry clearance, or if you have been living in the UK with immigration permission for less than 12 months, you must meet the financial requirements for the following:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\">Any <strong>tuition fees<\/strong> that are outstanding on the date you submit your visa application, and<\/li>\n\n\n\n<li class=\"\"><strong>Living costs<\/strong> for yourself and any eligible dependants<\/li>\n<\/ol>\n\n\n\n<p>If you are from an&nbsp;exempt country, you do not need to submit any evidence of funds with your visa application, but you should prepare the evidence nonetheless, since UKVI may ask to see it.<\/p>\n\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_2432\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_2432_4433\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_2432_4433\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_2432_4433\" role=\"button\" for=\"collapsibleRow_group_2432_4433\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Exempt countries<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_2432_4433\" id=\"collapsibleRow_group_2432_4433\">\n\t\t\t\t\t\t\n<ul class=\"wp-block-list\">\n<li class=\"\">Australia<\/li>\n\n\n\n<li class=\"\">Austria<\/li>\n\n\n\n<li class=\"\">Bahrain<\/li>\n\n\n\n<li class=\"\">Barbados<\/li>\n\n\n\n<li class=\"\">Belgium<\/li>\n\n\n\n<li class=\"\">Botswana<\/li>\n\n\n\n<li class=\"\">Brazil<\/li>\n\n\n\n<li class=\"\">Brunei<\/li>\n\n\n\n<li class=\"\">Bulgaria<\/li>\n\n\n\n<li class=\"\">Cambodia<\/li>\n\n\n\n<li class=\"\">Canada<\/li>\n\n\n\n<li class=\"\">Chile<\/li>\n\n\n\n<li class=\"\">China<\/li>\n\n\n\n<li class=\"\">Croatia<\/li>\n\n\n\n<li class=\"\">Cyprus<\/li>\n\n\n\n<li class=\"\">Czechia<\/li>\n\n\n\n<li class=\"\">Denmark<\/li>\n\n\n\n<li class=\"\">Dominican Republic<\/li>\n\n\n\n<li class=\"\">Estonia<\/li>\n\n\n\n<li class=\"\">Finland<\/li>\n\n\n\n<li class=\"\">France<\/li>\n\n\n\n<li class=\"\">Germany<\/li>\n\n\n\n<li class=\"\">Greece<\/li>\n\n\n\n<li class=\"\">Hungary<\/li>\n\n\n\n<li class=\"\">Iceland<\/li>\n\n\n\n<li class=\"\">Indonesia<\/li>\n\n\n\n<li class=\"\">Ireland<\/li>\n\n\n\n<li class=\"\">Italy<\/li>\n\n\n\n<li class=\"\">Japan<\/li>\n\n\n\n<li class=\"\">Kazakhstan<\/li>\n\n\n\n<li class=\"\">Kuwait<\/li>\n\n\n\n<li class=\"\">Latvia<\/li>\n\n\n\n<li class=\"\">Liechtenstein<\/li>\n\n\n\n<li class=\"\">Lithuania<\/li>\n\n\n\n<li class=\"\">Luxembourg<\/li>\n\n\n\n<li class=\"\">Malaysia<\/li>\n\n\n\n<li class=\"\">Malta<\/li>\n\n\n\n<li class=\"\">Mauritius<\/li>\n\n\n\n<li class=\"\">Mexico<\/li>\n\n\n\n<li class=\"\">Netherlands<\/li>\n\n\n\n<li class=\"\">New Zealand<\/li>\n\n\n\n<li class=\"\">Norway<\/li>\n\n\n\n<li class=\"\">Oman<\/li>\n\n\n\n<li class=\"\">Peru<\/li>\n\n\n\n<li class=\"\">Poland<\/li>\n\n\n\n<li class=\"\">Portugal<\/li>\n\n\n\n<li class=\"\">Qatar<\/li>\n\n\n\n<li class=\"\">Romania<\/li>\n\n\n\n<li class=\"\">Serbia<\/li>\n\n\n\n<li class=\"\">Singapore<\/li>\n\n\n\n<li class=\"\">Slovakia<\/li>\n\n\n\n<li class=\"\">Slovenia<\/li>\n\n\n\n<li class=\"\">South Korea<\/li>\n\n\n\n<li class=\"\">Spain<\/li>\n\n\n\n<li class=\"\">Sweden<\/li>\n\n\n\n<li class=\"\">Switzerland<\/li>\n\n\n\n<li class=\"\">Thailand<\/li>\n\n\n\n<li class=\"\">Tunisia<\/li>\n\n\n\n<li class=\"\">United Arab Emirates<\/li>\n\n\n\n<li class=\"\">USA<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">1. Your tuition fees<\/h2>\n\n\n\n<p>You must have sufficient funds to pay for any outstanding tuition fees you still owe for the relevant period of study. <\/p>\n\n\n\n<p class=\"has-green-base-background-color has-background\">If your course lasts more than one year, you would normally only need to show the outstanding tuition fees for the first year of the course, rather than the fees for your entire programme.<\/p>\n\n\n\n<p>Your tuition fees will be shown on your Confirmation of Acceptance for Studies (CAS).<\/p>\n\n\n\n<p>If you are continuing a course that you have already started, your CAS will confirm the fees relevant for the new period of Student permission.<\/p>\n\n\n\n<p>Any advance tuition fees you have already paid to the University can be deducted from the amount you need to show, provided the payment is recorded on your CAS or otherwise evidenced in a way accepted by UKVI. For this reason, it is important that, where possible, you pay the total amount you intend to pay in one payment, and that you inform the University if the amount listed on your CAS statement is incorrect before you submit your visa application. The University is unable to update UKVI with any payments made after your visa application has been submitted.<\/p>\n\n\n\n<p>If you have received a financial bursary or scholarship, you can also deduct this award from the amount you need to show. Awards are similarly recorded on your CAS.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">2. Living costs<\/h2>\n\n\n\n<p>Use the course start and end dates on your CAS to calculate the length of your course and therefore how many months&#8217; living costs you will need.&nbsp;<\/p>\n\n\n\n<p>Note, part of a month counts as a whole month. If your course includes part of a month, you must round up to the next complete month. For example, a course lasting 5 months and 2 days requires 6 months of living costs.<\/p>\n\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_1968\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_1968_3333\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_1968_3333\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_1968_3333\" role=\"button\" for=\"collapsibleRow_group_1968_3333\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Living costs by length of course<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_1968_3333\" id=\"collapsibleRow_group_1968_3333\">\n\t\t\t\t\t\t\n<figure class=\"wp-block-table is-style-stripes\"><table class=\"has-fixed-layout\"><thead><tr><th>Length of course<\/th><th>Living costs for you<\/th><th>Living costs for dependants<\/th><\/tr><\/thead><tbody><tr><td>1 month<\/td><td>\u00a31,171<\/td><td>\u00a3680<\/td><\/tr><tr><td>2 months<\/td><td>\u00a32,342<\/td><td>\u00a31,360<\/td><\/tr><tr><td>3 months<\/td><td>\u00a33,513<\/td><td>\u00a32,040<\/td><\/tr><tr><td>4 months<\/td><td>\u00a34,684<\/td><td>\u00a32,720<\/td><\/tr><tr><td>5 months<\/td><td>\u00a35,855<\/td><td>\u00a33,400<\/td><\/tr><tr><td>6 months<\/td><td>\u00a37,026<\/td><td>\u00a34,080<\/td><\/tr><tr><td>7 months<\/td><td>\u00a38,197<\/td><td>\u00a34,760<\/td><\/tr><tr><td>8 months<\/td><td>\u00a39,368<\/td><td>\u00a35,440<\/td><\/tr><tr><td>9 months or longer<\/td><td>\u00a310,539<\/td><td>\u00a36,120<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\n<h3 class=\"heading wp-block-heading\">Living costs for you<\/h3>\n\n\n\n<p>UKVI sets a fixed amount that students must have available for their living costs. For study outside London, this is currently \u00a31,171 per month.<\/p>\n\n\n\n<p>You must calculate this for every month of your course, up to a maximum of 9 months.<\/p>\n\n\n\n<p class=\"has-green-base-background-color has-background\">This means the maximum living cost requirement for you is \u00a310,539.<\/p>\n\n\n\n<p><strong>Can I deduct accommodation payments?<\/strong><\/p>\n\n\n\n<p>There is a limited concession if you have already paid money to the University for accommodation in halls of residence. You cannot normally deduct payments made for private rented accommodation, private halls, a hotel, Airbnb or other accommodation that is not provided by the University.<\/p>\n\n\n\n<p>You can deduct a maximum of \u00a31,529 from your living cost requirement if:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">You have paid the money to the University for accommodation in halls of residence; and<\/li>\n\n\n\n<li class=\"\">The payment is recorded on your CAS or appropriately evidenced<\/li>\n<\/ul>\n\n\n\n<p>Even if you have paid several months&#8217; rent in advance, the maximum qualifying deduction is \u00a31,529.<\/p>\n\n\n\n<div class=\"wp-block-group has-green-base-background-color has-background is-layout-constrained wp-container-core-group-is-layout-60c92ee3 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--16);padding-right:var(--wp--preset--spacing--16);padding-bottom:var(--wp--preset--spacing--16);padding-left:var(--wp--preset--spacing--16)\">\n<p><strong>Changes to living costs from 30 November 2026<\/strong><\/p>\n\n\n\n<p>For Student visa applications made on or after 30 November 2026, the living cost requirement will change.<\/p>\n\n\n\n<p>Students applying to study outside of London will be required to show they have \u00a31,203 per month (up to a maximum of 9 months).<\/p>\n\n\n\n<p>If you have already paid money to the University for accommodation in halls of residence, you can continue to deduct a capped amount of money from the amount you have to show in your application. That capped amount of money will be increasing to \u00a31,570.<\/p>\n<\/div>\n\n\n\n<h3 class=\"heading wp-block-heading\">Living costs for your dependants<\/h3>\n\n\n\n<p>Eligibility to bring dependants is a separate Student visa requirement. Not all students are permitted to bring dependants. For further information please visit our&nbsp;<a href=\"https:\/\/www.glos.ac.uk\/information\/knowledge-base\/dependants\/\">dependants<\/a> webpage.<\/p>\n\n\n\n<p>If you are eligible to bring a partner or children to the UK as Student dependants, you must normally demonstrate additional money for each dependant.<\/p>\n\n\n\n<p>For a Student studying outside London, the current requirement is \u00a3680 per month for each dependant, up to a maximum of 9 months.<\/p>\n\n\n\n<p class=\"has-green-base-background-color has-background\">This means the maximum living cost requirement for each dependant is \u00a36,120.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">Not sure how much money you need to show?<\/h2>\n\n\n\n<p>Use our CAS funds calculator to work out the minimum amount you need to evidence when submitting your CAS request. Our online calculator takes into account your outstanding tuition fees and the living costs you need to show for yourself and any eligible dependants.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button icon-arrow-right\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/www.glos.ac.uk\/information\/knowledge-base\/international-student-calculators\/#CAS\">Funds required to evidence with CAS request<\/a><\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">Evidencing the financial requirement<\/h2>\n\n\n\n<p>If you are using money held in a bank account, two of the most important Student visa financial requirements are the <strong>28-day rule<\/strong> and the <strong>31-day rule<\/strong>.<\/p>\n\n\n\n<p class=\"has-green-base-background-color has-background\">You must hold the required amount of money in your account for at least <strong>28 days<\/strong> in a row. The financial evidence you use must then be dated no more than <strong>31 days<\/strong> before you submit your Student visa application.<\/p>\n\n\n\n<h3 class=\"heading wp-block-heading\">The 28-day rule<\/h3>\n\n\n\n<p>&#8220;You must hold the required amount of money in your account for at least <strong>28 days<\/strong> in a row&#8221;<\/p>\n\n\n\n<p>Your funds must be held in the account for&nbsp;a minimum of&nbsp;28 days.&nbsp;The balance should not drop below the required amount on any day of the 28-day period.&nbsp;Only at the end of the 28-day period can you obtain a bank statement showing that the required funds have been held consistently for 28 days.<\/p>\n\n\n\n<p>If the balance drops below the required amount, then the 28-day period will restart, and you will need to wait another 28 days for a statement to be ready.<\/p>\n\n\n\n<h3 class=\"heading wp-block-heading\">The 31-day rule<\/h3>\n\n\n\n<p>&#8220;The financial evidence you use must then be dated no more than 31 days before you submit your Student visa application&#8221;<\/p>\n\n\n\n<p>The end date of the 28-day statement must be no more than 31 days before your visa application submission date. Once you have received your CAS document from the University, you must apply for your Student visa within this 31-day period.<\/p>\n\n\n\n<p>If you do not apply within this period, then you will need to provide a new 28-day bank statement to the University to be checked. You must wait until we have approved the new statement before you can submit your visa application.<\/p>\n\n\n\n<p class=\"has-red-coral-background-color has-background\">As part of the CAS process, we will check and verify your financial evidence to make sure it meets UKVI financial requirements. We will only issue your CAS once we are satisfied that the evidence is acceptable. You should then apply for your Student visa as soon as possible, using the same financial evidence that we have checked and approved. This will help reduce the risk of your visa application being refused because of your finances.<\/p>\n\n\n\n<p>To meet the financial requirement, you must satisfy both rules:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li class=\"\">Hold the required amount for at least 28 consecutive days, and<\/li>\n\n\n\n<li class=\"\">Submit your visa application within 31 days of the end of that period<\/li>\n<\/ol>\n\n\n\n<p>The following examples identify how these two rules may impact potential financial requirement scenarios.<\/p>\n\n\n\n<h3 class=\"heading wp-block-heading\">Example 1 \u2014 Meets the financial requirement<\/h3>\n\n\n\n<p>The account balance stays at or above the required amount for the full 28-day period. The Student visa application is then submitted within 31 days of the end of that 28-day period, so the financial evidence meets both rules.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"435\" src=\"https:\/\/cmsr-web-assets.glos.ac.uk\/wp-content\/uploads\/sites\/129\/2026\/09\/09124152\/Immigration-Funds-1-1024x435.png\" alt=\"\" class=\"wp-image-129000009362\" \/><\/figure>\n\n\n\n<p><strong>Approved <\/strong>\u2013&nbsp;the funds are held for 28 days and the visa application is made in time.<\/p>\n\n\n\n<h3 class=\"heading wp-block-heading\">Example 2 \u2014 Balance falls below the required amount<\/h3>\n\n\n\n<p>The required amount must be held continuously for at least 28 days. If the balance drops below the required amount at any point, the 28-day period is broken and you must start counting a new 28-day period from when the full amount is available again.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"435\" src=\"https:\/\/cmsr-web-assets.glos.ac.uk\/wp-content\/uploads\/sites\/129\/2026\/09\/09124200\/Immigration-Funds-2-1024x435.png\" alt=\"\" class=\"wp-image-129000009363\" \/><\/figure>\n\n\n\n<p><strong>Rejected <\/strong>\u2013&nbsp;the balance falls below the required amount during the 28-day period.<\/p>\n\n\n\n<h3 class=\"heading wp-block-heading\">Example 3 \u2014 Financial evidence is out of date<\/h3>\n\n\n\n<p>Even though the required amount has been held for 28 days, the visa application must be submitted within 31 days of the end of the 28-day period. In this example, the application is made after the 31-day limit, so the financial evidence can no longer be used.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"435\" src=\"https:\/\/cmsr-web-assets.glos.ac.uk\/wp-content\/uploads\/sites\/129\/2026\/09\/09124209\/Immigration-Funds-3-1024x435.png\" alt=\"\" class=\"wp-image-129000009364\" \/><\/figure>\n\n\n\n<p><strong>Rejected <\/strong>\u2013&nbsp;the visa application is submitted too late.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">What money can I use?<\/h2>\n\n\n\n<p>You can usually rely on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Money held in your own personal bank or building society account<\/li>\n\n\n\n<li class=\"\">Money held in a joint account where you are one of the account holders<\/li>\n\n\n\n<li class=\"\">Money held in your parent or legal guardian&#8217;s personal account<\/li>\n\n\n\n<li class=\"\">Your partner&#8217;s money in permitted circumstances<\/li>\n\n\n\n<li class=\"\">An eligible Student loan<\/li>\n\n\n\n<li class=\"\">Eligible official financial sponsorship<\/li>\n\n\n\n<li class=\"\">A combination of acceptable sources, where appropriate<\/li>\n<\/ul>\n\n\n\n<p>You cannot rely on:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\">An overdraft or overdraft facility<\/li>\n\n\n\n<li class=\"\">A credit card<\/li>\n\n\n\n<li class=\"\">Cryptocurrency<\/li>\n\n\n\n<li class=\"\">Stocks or shares<\/li>\n\n\n\n<li class=\"\">Inaccessible pension funds<\/li>\n\n\n\n<li class=\"\">Money held in an unacceptable financial institution<\/li>\n\n\n\n<li class=\"\">An account that does not use electronic record keeping<\/li>\n\n\n\n<li class=\"\">Money that you cannot access<\/li>\n\n\n\n<li class=\"\">Property or land<\/li>\n\n\n\n<li class=\"\">Property valuations<\/li>\n\n\n\n<li class=\"\">Payslips on their own<\/li>\n\n\n\n<li class=\"\">Business assets<\/li>\n<\/ul>\n\n\n\n<p>The important distinction is that UKVI generally requires accessible cash funds, rather than evidence that you or your family own assets of an equivalent value.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">Acceptable forms of evidence<\/h2>\n\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_1770\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_1770_812\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_1770_812\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_1770_812\" role=\"button\" for=\"collapsibleRow_group_1770_812\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Cash funds in a bank<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_1770_812\" id=\"collapsibleRow_group_1770_812\">\n\t\t\t\t\t\t\n<p><strong>What type of accounts can I use?<\/strong><\/p>\n\n<p>Money must be held as accessible cash funds in an acceptable personal bank or building society account.<\/p>\n\n<p>Examples can include:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Current accounts<\/li>\n\n\n\n<li class=\"\">Savings accounts<\/li>\n\n\n\n<li class=\"\">Qualifying deposit or fixed-term accounts<\/li>\n<\/ul>\n\n<p>The money must be under the control of the permitted account holder and must be available for your use.<\/p>\n\n<p>The financial institution must also:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Be regulated by the appropriate regulatory body in the country in which it operates, and<\/li>\n\n\n\n<li class=\"\">Use electronic record keeping, and<\/li>\n\n\n\n<li class=\"\">Allow UKVI to make satisfactory verification checks<\/li>\n<\/ul>\n\n<p>UKVI may contact a bank to verify financial evidence. If the evidence cannot be satisfactorily verified, your visa application may be refused.<\/p>\n\n<p>UKVI are not able to accept financial statements or funds held in a microfinance bank.<\/p>\n\n<p><strong>What should my bank statement show?<\/strong><\/p>\n\n<p>Your financial evidence should clearly show the required information, including:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Name of the account holder<\/li>\n\n\n\n<li class=\"\">Account number<\/li>\n\n\n\n<li class=\"\">Name of the bank or financial institution<\/li>\n\n\n\n<li class=\"\">Statement date<\/li>\n\n\n\n<li class=\"\">Transaction details through statement period<\/li>\n\n\n\n<li class=\"\">Balance held in the account<\/li>\n\n\n\n<li class=\"\">Enough information to demonstrate that the required balance was maintained throughout the 28-day period<\/li>\n<\/ul>\n\n<p>Bank statements can be paper statements or electronic statements. Electronic bank statements do not automatically need to be stamped by the bank simply because they were downloaded online.<\/p>\n\n<p><strong>Certificates of Deposit<\/strong><\/p>\n\n<p>A Certificate of Deposit can be accepted by UKVI, provided it shows both the following requirements:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">At least 28 days have elapsed between the date of the deposit and the date of issue of the Certificate, and<\/li>\n\n\n\n<li class=\"\">The Certificate of Deposit has been issued within 31 days of the date of application<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_2056\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_2056_4438\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_2056_4438\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_2056_4438\" role=\"button\" for=\"collapsibleRow_group_2056_4438\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Student loans<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_2056_4438\" id=\"collapsibleRow_group_2056_4438\">\n\t\t\t\t\t\t\n<p><strong>Can I evidence my funds using a student loan?<\/strong><\/p>\n\n<p>Yes, an eligible Student loan can be used to meet the financial requirement.<\/p>\n\n<p>The loan must normally be provided by:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">A government, or<\/li>\n\n\n\n<li class=\"\">A government-sponsored student loan company, or<\/li>\n\n\n\n<li class=\"\">An eligible academic or educational loans scheme<\/li>\n<\/ul>\n\n<p>The loan must be in your name&nbsp;\u2013&nbsp;loans held in a parent or legal guardian\u2019s name are not acceptable. <\/p>\n\n<p>Your loan evidence must normally:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Be dated no more than 6 months before your visa application<\/li>\n\n\n\n<li class=\"\">Confirm that the loan is a Student loan<\/li>\n\n\n\n<li class=\"\">Confirm the amount of the loan<\/li>\n\n\n\n<li class=\"\">Confirm that the loan is for you<\/li>\n\n\n\n<li class=\"\">Confirm that there are no conditions on release of the funds other than a successful application to study; and<\/li>\n\n\n\n<li class=\"\">Confirm that the money will be available to you, or paid to your Student sponsor, at the appropriate time<\/li>\n<\/ul>\n\n<p>A normal personal loan does not automatically qualify as a Student loan for these purposes.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_8729\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_8729_5256\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_8729_5256\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_8729_5256\" role=\"button\" for=\"collapsibleRow_group_8729_5256\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Official financial sponsorship<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_8729_5256\" id=\"collapsibleRow_group_8729_5256\">\n\t\t\t\t\t\t\n<p><strong>Can I meet some or all of the financial requirement through official financial sponsorship?<\/strong><\/p>\n\n<p>Yes. Eligible official sponsorship can include sponsorship from organisations such as:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">The UK Government<\/li>\n\n\n\n<li class=\"\">Your home government<\/li>\n\n\n\n<li class=\"\">The British Council<\/li>\n\n\n\n<li class=\"\">An international organisation<\/li>\n\n\n\n<li class=\"\">An international company&nbsp;\u2013&nbsp;UKVI has not defined this, but it means a company with a trading presence (an office) in more than one country<\/li>\n\n\n\n<li class=\"\">A university<\/li>\n\n\n\n<li class=\"\">An independent school<\/li>\n<\/ul>\n\n<p>If you are in receipt of sponsorship from one of these organisations,&nbsp;you will normally need an official sponsorship letter confirming information such as:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Your name<\/li>\n\n\n\n<li class=\"\">The sponsor&#8217;s name and contact details<\/li>\n\n\n\n<li class=\"\">The date of the letter<\/li>\n\n\n\n<li class=\"\">How long the sponsorship will last<\/li>\n\n\n\n<li class=\"\">How much the sponsor will pay, or confirmation that they will pay all relevant tuition fees and living costs<\/li>\n<\/ul>\n\n<p>If your sponsorship only covers part of the required amount, you will need acceptable evidence that you can fund the remainder.<\/p>\n\n<p>If your sponsorship covers all your tuition fees and living costs, and your sponsor limits the time that you may study in the UK, UKVI will take the date on the sponsorship letter as the course end-date for visa purposes, irrespective of the actual course end-date stated on your CAS.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_232\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_232_8113\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_232_8113\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_232_8113\" role=\"button\" for=\"collapsibleRow_group_232_8113\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Can I provide multiple statements, for funds held in more than one bank account?<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_232_8113\" id=\"collapsibleRow_group_232_8113\">\n\t\t\t\t\t\t\n<p>Yes, you can use money held across more than one acceptable account to meet the financial requirement. However, the evidence must demonstrate that the combined amount remained at or above the required total throughout the same relevant consecutive 28-day period.<\/p>\n\n<p>Make sure the statements you use cover a common 28-day period.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_1953\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_1953_522\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_1953_522\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_1953_522\" role=\"button\" for=\"collapsibleRow_group_1953_522\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Can I use my parents&#8217; money?<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_1953_522\" id=\"collapsibleRow_group_1953_522\">\n\t\t\t\t\t\t\n<p>Yes, you can use money held in the personal bank account of your parent or legal guardian. However, in addition to appropriate evidence of the funds, you must normally provide:<\/p>\n\n<p><strong>1. Evidence of your relationship<\/strong><\/p>\n\n<p>For example:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Your birth certificate, identifying the relationship between you and your parent<\/li>\n\n\n\n<li class=\"\">An adoption certificate<\/li>\n\n\n\n<li class=\"\">An appropriate court document confirming your legal guardian<\/li>\n<\/ul>\n\n<p>A sworn affidavit alone cannot be accepted as evidence of legal guardianship. An affidavit is only evidence that someone has made a sworn statement regarding a claimed relationship, rather than evidence of legal guardianship. You must provide official evidence confirming that the account holder is your legal guardian, such as a court document or other government-issued documentation. You must also provide written consent from your legal guardian confirming that you may use the funds.<\/p>\n\n<p>Other official evidence may be accepted in countries where the usual documents are not issued.<\/p>\n\n<p><strong>2. A consent letter<\/strong><\/p>\n\n<p>Your parent or legal guardian must provide a signed letter confirming:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Their relationship to you, and<\/li>\n\n\n\n<li class=\"\">That they give permission for you to use the money to pay for your studies and living costs in the UK<\/li>\n<\/ul>\n\n<div class=\"wp-block-buttons is-horizontal is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button icon-arrow-right\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/cmsr-web-assets.glos.ac.uk\/wp-content\/uploads\/sites\/129\/2026\/09\/17141229\/Parental-Consent-Letter.pdf\" target=\"_blank\" rel=\"noopener\">Download parental consent letter template<\/a><\/div>\n<\/div>\n\n<div style=\"height:15px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n<p class=\"has-red-coral-background-color has-background\">A bank statement belonging to another relative (for example, a brother, sister, aunt, uncle or grandparent) cannot normally be used simply because they have written a letter giving you permission to use their money. If another person wants to fund your studies, they will need to transfer the funds into an account that you are permitted to use, allowing sufficient time for the money to meet the 28-day requirement.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_7200\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_7200_4873\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_7200_4873\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_7200_4873\" role=\"button\" for=\"collapsibleRow_group_7200_4873\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Can I use a joint account?<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_7200_4873\" id=\"collapsibleRow_group_7200_4873\">\n\t\t\t\t\t\t\n<p>Yes, if you are named as one of the account holders, for example, an account jointly held by you and your parent or partner can be acceptable.<\/p>\n\n<p>Your name should be clearly shown on the evidence.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_9982\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_9982_2974\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_9982_2974\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_9982_2974\" role=\"button\" for=\"collapsibleRow_group_9982_2974\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Can I use my partner&#8217;s money?<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_9982_2974\" id=\"collapsibleRow_group_9982_2974\">\n\t\t\t\t\t\t\n<p>In certain circumstances, yes.<\/p>\n\n<p>You may be able to rely on money held in your partner&#8217;s account if your partner:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Is applying for immigration permission at the same time as you, or<\/li>\n\n\n\n<li class=\"\">Already has the relevant permission in the UK<\/li>\n<\/ul>\n\n<p>The precise requirements depend on your circumstances, so check the current Student route financial guidance before relying solely on a partner&#8217;s account.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_5085\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_5085_7605\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_5085_7605\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_5085_7605\" role=\"button\" for=\"collapsibleRow_group_5085_7605\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Can I provide evidence of funds held in another currency?<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_5085_7605\" id=\"collapsibleRow_group_5085_7605\">\n\t\t\t\t\t\t\n<p>Yes, your funds do not need to be held in British pounds (GBP).<\/p>\n\n<p>If your money is held in another currency, UKVI will normally convert the funds into GBP using the <a href=\"https:\/\/www.oanda.com\/currency\/converter\/\" target=\"_blank\" rel=\"noreferrer noopener\">OANDA<\/a> exchange rate on the date of your visa application. The University will also do this when verifying your funds prior to CAS issuance.<\/p>\n\n<p class=\"has-green-base-background-color has-background\">To offset any detrimental exchange rate fluctuation, between the University verifying your funds and your visa application, we advise you include an additional \u00a3500 as a &#8216;buffer&#8217;, to offset any drop in your balance. Maintaining a sensible financial buffer reduces the risk that exchange-rate movements cause your funds to fall below the GBP requirement.<\/p>\n\n<p>Some currencies are not supported by OANDA and it is not possible to use it to obtain a currency conversion. Where OANDA cannot be used for currency conversion, currency should be converted using the Foreign, Commonwealth &amp; Development Office (FCDO) consular rate of exchange (CER). The <a href=\"https:\/\/www.gov.uk\/government\/publications\/fco-consular-services-abroad-exchange-rates\" target=\"_blank\" rel=\"noreferrer noopener\">FCDO CER<\/a> is set centrally in the UK and reviewed each month in line with changes to exchange rates.<\/p>\n\n<p>FCDO CER should be used for the following currencies:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Iranian Rials (IRR)<\/li>\n\n\n\n<li class=\"\">Syrian Pounds (SYP)<\/li>\n\n\n\n<li class=\"\">Mongolian Tugrik (MNT)<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_6970\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_6970_1208\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_6970_1208\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_6970_1208\" role=\"button\" for=\"collapsibleRow_group_6970_1208\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Do I have to provide statements and documents in English?<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_6970_1208\" id=\"collapsibleRow_group_6970_1208\">\n\t\t\t\t\t\t\n<p>Yes, if a statement or document you submit is not in English, you will normally need to provide the original document together with a translation that meets UKVI requirements.<\/p>\n\n<p>Do not provide only the translated version.<\/p>\n\n<p>Each translation must include:<\/p>\n\n<ul class=\"wp-block-list\">\n<li class=\"\">Confirmation from the translator\/translation company that it is an accurate translation of the original document<\/li>\n\n\n\n<li class=\"\">The date of the translation<\/li>\n\n\n\n<li class=\"\">The full name and signature of the translator, or of an authorised official of the translation company<\/li>\n\n\n\n<li class=\"\">The contact details of the translator or translation company<\/li>\n\n\n\n<li class=\"\">Certification by a qualified translator and details of the translator or translation company\u2019s credentials (if you are already in the UK and are applying for further immigration permission)<\/li>\n<\/ul>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">Common mistakes to avoid<\/h2>\n\n\n\n<p>Financial evidence is an important part of a Student visa application, and getting it wrong is a frequent reason for visa refusal. Reviewing these common errors can help you ensure that your financial evidence meets UKVI\u2019s financial requirements.<\/p>\n\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_5369\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_5369_7567\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_5369_7567\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_5369_7567\" role=\"button\" for=\"collapsibleRow_group_5369_7567\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span><strong>Applying before the 28 days are complete<\/strong><\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_5369_7567\" id=\"collapsibleRow_group_5369_7567\">\n\t\t\t\t\t\t\n<p>Having enough money today is not enough. You must normally have held the full amount for 28 consecutive days.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_8955\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_8955_9431\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_8955_9431\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_8955_9431\" role=\"button\" for=\"collapsibleRow_group_8955_9431\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span><strong>Letting the balance fall below the requirement<\/strong><\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_8955_9431\" id=\"collapsibleRow_group_8955_9431\">\n\t\t\t\t\t\t\n<p>Even a small drop below the required amount during the qualifying period can mean you need to start the 28 days again.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_2978\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_2978_8356\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_2978_8356\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_2978_8356\" role=\"button\" for=\"collapsibleRow_group_2978_8356\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span><strong>Using evidence that is too old<\/strong><\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_2978_8356\" id=\"collapsibleRow_group_2978_8356\">\n\t\t\t\t\t\t\n<p>The closing balance on your evidence must be dated within the permitted 31-day period before your visa application.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_2626\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_2626_3648\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_2626_3648\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_2626_3648\" role=\"button\" for=\"collapsibleRow_group_2626_3648\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span><strong>Forgetting exchange-rate movements<\/strong><\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_2626_3648\" id=\"collapsibleRow_group_2626_3648\">\n\t\t\t\t\t\t\n<p>If your money is in another currency, leave a buffer above the minimum requirement.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_7094\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_7094_6776\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_7094_6776\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_7094_6776\" role=\"button\" for=\"collapsibleRow_group_7094_6776\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span><strong>Using another relative&#8217;s account<\/strong><\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_7094_6776\" id=\"collapsibleRow_group_7094_6776\">\n\t\t\t\t\t\t\n<p>The rules allowing you to use your parents&#8217; or legal guardian&#8217;s money do not automatically extend to grandparents, siblings, aunts, uncles or friends.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_3270\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_3270_5468\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_3270_5468\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_3270_5468\" role=\"button\" for=\"collapsibleRow_group_3270_5468\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Forgetting parental evidence<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_3270_5468\" id=\"collapsibleRow_group_3270_5468\">\n\t\t\t\t\t\t\n<p>If you use your parent&#8217;s money, remember the evidence of your relationship and their written consent.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_7392\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_7392_7123\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_7392_7123\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_7392_7123\" role=\"button\" for=\"collapsibleRow_group_7392_7123\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Deducting private accommodation payments<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_7392_7123\" id=\"collapsibleRow_group_7392_7123\">\n\t\t\t\t\t\t\n<p>Payments made to a private landlord cannot normally be deducted from your maintenance requirement.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_1281\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_1281_8438\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_1281_8438\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_1281_8438\" role=\"button\" for=\"collapsibleRow_group_1281_8438\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Using the wrong tuition fee figure<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_1281_8438\" id=\"collapsibleRow_group_1281_8438\">\n\t\t\t\t\t\t\n<p>Use the amount stated for visa purposes on your offer letter and check that payments already made are correctly reflected on your CAS.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_6445\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_6445_4961\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_6445_4961\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_6445_4961\" role=\"button\" for=\"collapsibleRow_group_6445_4961\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Moving or spending the money too early<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_6445_4961\" id=\"collapsibleRow_group_6445_4961\">\n\t\t\t\t\t\t\n<p>Keep the required funds available until your visa application has been submitted.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n<div  class=\"wp-block collapsibleRow \">\n\t\t\t\t\t<div class=\"collapsibleRow__wrapper\">\n\t\t\t\t\t\t<div class=\"collapsibleRow__item\">\n\t\t\t\t\t<input  type=\"checkbox\" name=\"collapsibleRow_group_4074\" class=\"is-sr-only collapsibleRow_group_checkbox collapsibleRow_checkbox\" id=\"collapsibleRow_group_4074_4791\" \/>\n\t\t\t\t\t<label id=\"collapsibleRow_group_label_4074_4791\" aria-expanded=\"false\" aria-controls=\"collapsibleRow_group_4074_4791\" role=\"button\" for=\"collapsibleRow_group_4074_4791\" class=\"collapsibleRow__title base-text has-grey-light-background-color has-black-color\"><span class=\"is-sr-only\">Toggle collapsibleRow<\/span>Assuming you do not need the money because you are a &#8216;low-risk&#8217; applicant<\/label>\n\t\t\t\t\t<div class=\"panel\" hidden aria-labelledby=\"collapsibleRow_group_label_4074_4791\" id=\"collapsibleRow_group_4074_4791\">\n\t\t\t\t\t\t\n<p>Differential evidence arrangements may mean you do not need to upload the evidence initially. They do not remove the requirement to meet the financial requirement.<\/p>\n\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<div class=\"wp-block-group has-grey-mid-background-color has-background is-layout-constrained wp-container-core-group-is-layout-107f0f77 wp-block-group-is-layout-constrained\" style=\"padding-top:var(--wp--preset--spacing--16);padding-right:var(--wp--preset--spacing--16);padding-bottom:var(--wp--preset--spacing--16);padding-left:var(--wp--preset--spacing--16)\">\n<h2 class=\"heading wp-block-heading\">Before you apply: financial checklist<\/h2>\n\n\n\n<p>\u2610&nbsp;Check the tuition fee amount shown on your offer letter<\/p>\n\n\n\n<p>\u2610&nbsp;Check that advance tuition fee payments already made are correctly recorded<\/p>\n\n\n\n<p>\u2610&nbsp;Identify any bursaries or scholarships you have been awarded<\/p>\n\n\n\n<p>\u2610&nbsp;Calculate your outstanding tuition fees<\/p>\n\n\n\n<p>\u2610&nbsp;Add your required living costs<\/p>\n\n\n\n<p>\u2610&nbsp;Add the required living costs for each dependant, if applicable<\/p>\n\n\n\n<p>\u2610&nbsp;Deduct any advance accommodation fee payments that UKVI permits you to deduct<\/p>\n\n\n\n<p>\u2610&nbsp;Make sure your money is held in an acceptable account<\/p>\n\n\n\n<p>\u2610&nbsp;Make sure the full required amount has been available continuously for at least 28 days<\/p>\n\n\n\n<p>\u2610&nbsp;Check that the balance has not fallen below the required amount at any point<\/p>\n\n\n\n<p>\u2610&nbsp;Check that your financial evidence contains all the required information<\/p>\n\n\n\n<p>\u2610&nbsp;If using your parents&#8217; money, include evidence of your relationship and their consent<\/p>\n\n\n\n<p>\u2610&nbsp;If documents are not in English, obtain the required translation<\/p>\n\n\n\n<p>\u2610&nbsp;If your funds are in another currency, check the relevant exchange rate and leave a sensible buffer<\/p>\n\n\n\n<p>\u2610&nbsp;Make sure the closing balance on your evidence is dated no more than 31 days before your visa application<\/p>\n\n\n\n<p>\u2610&nbsp;Check that you have separate funds available to pay the visa application fee and Immigration Health Surcharge.<\/p>\n\n\n\n<p>\u2610&nbsp;Do not submit your visa application until you are confident that your evidence meets the requirements<\/p>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<h2 class=\"heading wp-block-heading\">Further guidance<\/h2>\n\n\n\n<p>Student visa requirements are set by UKVI and can change.<\/p>\n\n\n\n<p>Before submitting your visa application, you should always check the latest requirements and the most up-to-date guidance.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li class=\"\"><a href=\"https:\/\/www.gov.uk\/student-visa\/money\" target=\"_blank\" rel=\"noreferrer noopener\">Student visa: Money you need (gov.uk)<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.gov.uk\/guidance\/financial-evidence-for-student-and-child-student-route-applicants\" target=\"_blank\" rel=\"noreferrer noopener\">Financial evidence for Student and Child Student visa applicants (gov.uk)<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.gov.uk\/guidance\/immigration-rules\/immigration-rules-appendix-student\" target=\"_blank\" rel=\"noreferrer noopener\">Immigration Rules: Appendix Student (gov.uk)<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.gov.uk\/guidance\/immigration-rules\/immigration-rules-appendix-finance\" target=\"_blank\" rel=\"noreferrer noopener\">Immigration Rules: Appendix Finance (gov.uk)<\/a><\/li>\n\n\n\n<li class=\"\"><a href=\"https:\/\/www.ukcisa.org.uk\/student-advice\/visas-and-immigration\/student-route-eligibility-and-requirements\/\" target=\"_blank\" rel=\"noreferrer noopener\">Student route eligibility and requirements (UKCISA)<\/a><\/li>\n<\/ul>\n\n\n\n<p><em>Information last reviewed: 21 September 2026<\/em><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you apply for a Student visa, you may need to show that you have enough money to pay your outstanding tuition fees and support yourself while you study in the UK. UK Visas and Immigration (UKVI) calls this the &#8216;financial requirements&#8217;. If you are eligible to bring your partner or children with you as [&hellip;]<\/p>\n","protected":false},"author":69,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","format":"standard","meta":{"_acf_changed":false,"_searchwp_excluded":"","footnotes":""},"schools":[],"campuses":[],"subject_area":[],"ht-kb-category":[35,225],"ht-kb-tag":[],"class_list":["post-3499","ht_kb","type-ht_kb","status-publish","format-standard","hentry","ht_kb_category-international","ht_kb_category-visas"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/ht-kb\/3499","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/ht-kb"}],"about":[{"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/types\/ht_kb"}],"author":[{"embeddable":true,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/users\/69"}],"replies":[{"embeddable":true,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/comments?post=3499"}],"version-history":[{"count":21,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/ht-kb\/3499\/revisions"}],"predecessor-version":[{"id":21507,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/ht-kb\/3499\/revisions\/21507"}],"wp:attachment":[{"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/media?parent=3499"}],"wp:term":[{"taxonomy":"schools","embeddable":true,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/schools?post=3499"},{"taxonomy":"campuses","embeddable":true,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/campuses?post=3499"},{"taxonomy":"subject_area","embeddable":true,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/subject_area?post=3499"},{"taxonomy":"ht_kb_category","embeddable":true,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/ht-kb-category?post=3499"},{"taxonomy":"ht_kb_tag","embeddable":true,"href":"https:\/\/www.glos.ac.uk\/information\/wp-json\/wp\/v2\/ht-kb-tag?post=3499"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}