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Student finance

Student Finance Wales (SFW) – Funding for a Master’s course 2026-27

Information on funding for Postgraduate courses starting in 2026/27.

This information is for students taking a full Master’s degree starting in the 2026/27 academic year and who are ordinarily resident in Wales and eligible for home fees status.

To fund Master’s study, students may be sponsored by their employers; access loans or charitable trusts and funds; self-fund with savings and/or working part-time alongside their studies. 

PGCE students can access the same funding as undergraduate students. Visit Student Finance Wales: Undergraduate funding for 2026/27 for more information.

NEW for 2026/2027

Postgraduate study is about investing in your future – not just in education, but in personal growth, career development and your long-term potential.  

UoG Postgrad Plus gives you exclusive benefits* designed to make your route to postgraduate study simpler, more rewarding and fully supported – from wellbeing and career development to practical perks and early access to resources and timetables.  

*terms and conditions apply.

Tuition Fees

Each course fee is set individually. View the list of tuition fees for postgraduate taught courses and postgraduate research courses.

Students who have previously graduated from the University of Gloucestershire with an undergraduate degree (BA/BSc) will be eligible for a 15% discount on postgraduate course fees. This will be applied to your account following online enrolment.

Postgraduate Loan (PGL)

Key DetailsStudent Finance Wales (SFW) 2026/27
Value£19,635 Important note:  one loan per course
CoursesFull MA (taught or research)
Full-time or part-time
CreditsMust register for 180 credits.
Certificate/Diploma stages not eligible for this loan – must be full Master’s
Credits from previous studyIf credits are applied to the new course, you will not be eligible for this loan
Course DurationFull-time and part-time.  Please note that a part-time course cannot be more than twice as long the full-time duration of the course.  For example:  If a full-time course is offered as 1 year – maximum duration for part-time must be 2 years
EligibilityUK students ordinarily resident in the UK
Not in receipt of funding for Healthcare and Social Work courses
Must not already hold an equivalent or higher-level qualification
Age limitUnder 60 before 1st September* or 1st January*
When to applyFrom May/June 2026.  Apply online via your Student Finance account
From May/June 2026.  Apply online via your Student Finance account6% of gross taxable income above £21,000 via NIC in new tax year following graduation  

Additional information

10 monthly direct debit instalments if full time; 20 monthly instalments if part-time or by 3 instalments per year that coincide with your postgraduate loan payments. You can select your preferred payment option during online enrolment.

Once uploaded into your account, the Income Team will issue an invoice and full payment of tuition fees will be payable within 30 days from the date of the invoice. If sponsorship is less than 100% you can pay the balance of your fees by direct debit instalments as mentioned above.

Student Finance Northern Ireland (SFNI)

Student Awards Agency Scotland (SAAS)

Student Finance England (SFE)

Disability

Disabled Students Allowance (DSA) is non-repayable and non-means tested. It comes in the form of practical support rather than additional funding.

You can apply for DSA if you live in Wales and have a disability that affects your ability to study, such as a:

You must also:

You are not eligible if you are:

ConditionProof
Disabilities or long-term health conditionReport or letter from your doctor or consultant – you can also fill in the disability evidence form
Mental-health conditionReport or letter from your doctor or consultant – you can also fill in the disability evidence form
Specific learning difficulty like dyslexiaA ‘diagnostic assessment’ from a psychologist or suitably qualified specialist teacher – you will need to be reassessed if you had this done when you were under 16

The DSA allowance is simplified into one allowance.  An exception will be the Travel Allowance that will in effect be uncapped. The Travel Allowance helps with any extra travel costs students may have to pay to get to University because of their disability.

AllowanceMaximum Amount
Single DSATravel allowance
Travel allowanceAs required

Application process

  1. Apply for Student Finance online
  2. Then apply for DSA online
  3. Student Finance will contact you regarding the assessment of needs
  4. A local Disability Assessor will assess you
  5. Assessment of Needs Report will be produced
  6. Report is sent to Student Finance for approval

Important information

please note that Student Finance has recently changed the process required for needs assessments.  This may cause delays with your application, so please apply for DSA as soon as possible.

For more information about DSA please contact the University’s Disability Team or the Mental Health & Wellbeing Team before starting your course.

Email [email protected] / [email protected]

Counselling is also available at the University.   Enrolled students can either use the check-in service or book an appointment. For more information, email: [email protected]

The Chaplaincy Team offer informal, accessible support to students of all faiths and worldviews.  They provide Sanctuary spaces on each campus – comfortable, quiet spaces which all students are welcome to use.  The chaplains can often be found in the Sanctuary Spaces or contacted via [email protected].

Additional Information

Enrolment

Before you start the new course, you will need to do the following to trigger the release of the first postgraduate loan instalment providing Student Finance has finalised your application:

  1. Enrol online – you will receive an invitation to enrol by email
  2. Upload a photo for your student ID card
  3. Upload secondary evidence of your ID such as a photo of your Passport or Driving Licence
  4. Complete the ‘in-person’ check during Induction

Please note that the above applies even if you previously studied at the University of Gloucestershire. All students on new courses will need to follow this process.

Financial Assistance Fund

Once enrolled you can apply to the University’s Financial Assistance Fund for help towards paying for such things as field trips or accommodation etc. Money can’t be guaranteed from this source, but it is worth applying as awards do not have to be repaid. Apply online via your Student Record from the start of the academic year.

Please note that as a postgraduate student, you will need to provide evidence that you have made reasonable provision to cover your Tuition Fees and basic living costs.

Trusts and Charities

There are individual Trusts and Charities who offer support for Education. Research Councils also offer financial support.  Search for Postgraduate funding:

Council Tax

Students on full-time courses are exempt from paying Council Tax. If you live with one adult who is not a full-time student, the 25% Single Occupancy Discount will apply. A certificate of exemption will be required by the Council.  This can be accessed via your student record online once you have enrolled on the full-time course.

Benefits

If you are currently receiving benefits, please note that the Department for Work and Pensions (DWP) will take 30% of the Postgraduate Loan into account when re-calculating your entitlement.

Student Bank Account

If you still have a student account, once enrolled take confirmation of your enrolment to the bank to ensure your account remains interest free, as most banks offer additional years for a student account.

Do you need information on halls or housing?  The University’s Accommodation Team can help.  For more information, visit our accommodation page.

How much do I need to live on?

This will depend on the individuals’ circumstances so an exact figure cannot be given.   Learning how to budget is crucial and we can help you to stay on top of your finances during your studies by helping you to create and stick to a budget. Please contact us for more information.

For more information on budgeting and for lots of other useful information for students visit Save the Student.

Employment

Working part time whilst studying is a must for many students. The Postgraduate Loan can help pay towards paying your tuition fees and towards your accommodation costs.  Earnings from work and a student overdraft can help pay towards everyday living costs.

The University’s Careers and Employability Team work closely with in-house recruitment service called Unitemps.  Register by getting in touch at [email protected] to gain support accessing live jobs available with a range of businesses within Gloucestershire.  Unitemps works with organisations across a range of sectors to provide students with a variety of different roles. In combination with the newly launched Career Studio, you can access support including:

Important information

Students being targeted by cyber criminals is on the increase. Be careful of emails or texts asking for sensitive information to be provided urgently – these are phishing emails and smishing texts.  Always check them out before replying and note that official organisations, such as the University, Student Finance, Student Loans Company, Banks and HMRC, never ask for personal information (e.g. bank account details) to be provided by email, text or phone. If in doubt, contact us before providing any information.

If you are approached by someone offering you a payment if you let them use your bank account to transfer money in and out again – DO NOT ACCEPT.  This is known as money muling.  They want to use your account to launder money – this is a criminal offence, and YOU could be prosecuted.

If you need further advice and guidance on funding, please call 01242 714535 or 07423 795248 or email [email protected].

If you would like to book an appointment to meet with us in person or online, please contact us to organise.

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